Why Are My Florida Workers’ Compensation Insurance Payments Reducing?

We regularly get asked this question. It goes something like this:

I was getting $(XXX.XX) every two weeks and now I am getting less. WHAT HAPPENED?

The answer is that your – workers’ compensation – doctor changed your work status. For example,when your work status is changed from “no work” to some type of limited return-to-work status, Florida law allows the workers’ compensation insurance company to pay you less.

When your employer cannot accommodate your work restrictions the workers’ compensation insurance company must send you – checks. However, these checks include a condition that may be critical to your financial stability.

  • They are paid at a lower percentage than if you were on a “no work” status. This means a reduction in the amount of money you will receive.

Although transitioning from “no work” to “limited return-to-work” status should be simple, a smooth transition is often the exception. We have found that many injured workers are paid incorrect amounts – or not paid at all. An experienced workers’ compensation attorney can ensure that the lost wages and indemnity benefits to which you may be entitled are paid in a timely and correct fashion.

A reduction in the amount paid by workers’ compensation may occur when
income impairment benefits – are paid in full. In Florida, the system for calculating Worker’s Compensation payments can be incredibly complex to navigate.

  • Florida places a burden on the workers’ compensation insurance companies to pay money to injured workers based on a permanent impairment rating (PIR).
  • The PIR is assigned at the time an authorized workers’ compensation doctor (or doctors) places an injured worker at maximum medical improvement (MMI).
  • Once placed at MMI, indemnity checks cease and a new type of check is issued.
  • These checks are paid for a fixed duration based on the percentage of impairment assigned.
  • The amount will differ depending on certain facts such as whether the injured worker is employed and if so, how much they are earning when they sustain a serious injury.

If you believe that you have been wrongfully denied the full extent of your workers’ compensation benefits, let our A.V. rated lawyers at Franks, Koenig, & Neuwelt help you receive the compensation you deserve for your sustained injury.

Our Services Include: – Work Injury, Workers’ Compensation, Work Place Accident, Accident at Work, Injury at Work.

Areas We Service: – Georgia, – Florida, Illinois, New York, North Carolina, and South Carolina